- tmrw
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When the Rules Change
Markets don’t change all at once, capital moves first. This edition explains why investors who assume yesterday’s winners will keep winning often realize the mistake too late. It’s a practical framework for thinking about portfolios when the rules change and flexibility starts to matter.
Effective Beats Interesting
U.S. large-cap stocks are often dismissed as boring, obvious, or past their prime. But investing isn’t about being interesting, it’s about being effective. This edition explains why scale, talent, and governance continue to give U.S. large caps a structural edge, and why they remain the benchmark every other investment must beat.
Defense Is The Best Offense
This edition of tmrw explores why defense matters more after success and how good markets can quietly hide bad decisions. It breaks down where gains tend to leak over time and why protecting progress requires structure, not prediction. A clear framework for thinking about money in 2026.
Don’t Mistake Brains for a Bull Market
Strong market returns can mask bad financial decisions and risky behavior. This edition of tmrw explains how long-term wealth is built through disciplined investing, sound behavior, and planning for life’s inevitable events. A perspective for investors focused on protecting and stewarding their wealth, not just growing it.
What Could Go Right
This edition explores what happens when years of investing finally begin to work in your favor and your financial life enters a new stage. We explain why recent market gains have made many financial plans obsolete and how to navigate the complexity that prosperity creates. Learn the key steps to move forward with clarity, confidence, and a long-term strategy.
The American Harvest
This Thanksgiving edition reflects on Lincoln’s 1863 proclamation and why America’s resilience still matters for investors today. It highlights the strength of the U.S. economy, the innovation driving future growth, and the reasons long-term investors can remain confident. Discover why the next decade offers meaningful opportunity for families building wealth in America.
There’s Something Happening Here
The market is hitting new highs, but rising volatility and mixed signals are leaving investors uneasy. This edition analyzes liquidity trends, AI investment cycles, and economic risks shaping the back half of the 2020s. Understand the factors that will drive markets forward and how to invest with clarity.
The tmrw Framework
Discover the tmrw Framework, a practical approach to investing in a world that is changing faster than ever. Learn how tactical adjustments, multi-asset diversification, and resilience help protect and grow your wealth through market cycles. This edition shows you how to stay confident, optimistic, and prepared for the future.
The Age of Everything & Excess
We’re entering an era where everything moves faster — from markets that never close to AI that answers before we can think. Prediction markets, sports betting, and 24/5 trading are blurring the line between investing and gambling. In this edition, Tom explores why wisdom, patience, and real profitability remain the greatest edges in a world addicted to speed.
Good Market, Bad Advice
In a strong market, it’s easy to overlook weak financial advice. This piece explores why so many investors remain dissatisfied with their advisors and what truly defines a great one—trust, competence, alignment, and transparency. Learn how to identify the right advisor for your financial life and protect your trust zone.
