tmrw

Turn today's reality into tmrw's returns.

Actionable strategies to build wealth. Delivered weekly, in under 5 minutes. Written by a third-generation wealth manager overseeing $140M in assets. Built for High Net Worth individuals who want smarter money moves—without the noise.

Earnings Are Accelerating

Earnings Are Accelerating

S&P 500 earnings just grew at the fastest rate of the cycle.

Jacob Radke
The IPO Playbook

The IPO Playbook

Our approach with new IPOs, and what the last 25 years of data say about the first two years.

Jacob Radke
The Month After a New All-Time High

The Month After a New All-Time High

The S&P 500 just hit another all-time high. Going back to 1988, the month after a new record runs below average but the year after runs above it. Here's the data.

Jacob Radke
The Infrastructure Race

The Infrastructure Race

Four companies are planning to spend $682 billion on infrastructure this year. The last time they did something like this, they built the cloud.

Jacob Radke
It's Here

It's Here

After 165+ editions and 150,000 words, the cadence is changing. Here's why — and what the knowledge layer of an AI-native business actually looks like.

Tom Stadum
Federal Debt Is at 122% of GDP

Federal Debt Is at 122% of GDP

U.S. federal debt has reached 122% of GDP. Here's what that's meant for the dollar, and international stock outperformance.

Jacob Radke
The Illusion of Control

The Illusion of Control

Something is changing in how people work on their money, and most people do not realize it is happening to them. The habit is forming fast: you read a headline that makes you anxious, you open an AI tool, you type your fear into a box, you get a confident and well-organized answer, you feel better, and you move on with your day feeling like you did something productive. That loop is running millions of times a day. And it is creating an illusion.

Tom Stadum
The Longest Streak Since 2009

The Longest Streak Since 2009

The Nasdaq's winning streak just hit its longest run since July 2009.

Jacob Radke
What Tax Day Won’t Teach You

What Tax Day Won’t Teach You

A practical breakdown of how tax efficiency really works — across three levels of planning — and why most investors never get past Level 1.

Tom Stadum
Consumer Sentiment Is Near a 75-Year Low

Consumer Sentiment Is Near a 75-Year Low

Consumer confidence is close to matching the depth of the 2022 inflation crisis, without 9% inflation to explain it.

Jacob Radke
Retirement Income 2026

Retirement Income 2026

Social Security, taxes, asset sequencing, and the discipline to hold it together. Here's how to think about retirement income in a world that won't slow down.

Tom Stadum
The Play is the Flow

The Play is the Flow

Pipeline infrastructure has more than doubled the S&P 500's return over the past two years. The reason isn't oil prices.

Jacob Radke
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