Archive

Dec 4, 2025

What Could Go Right

This edition explores what happens when years of investing finally begin to work in your favor and your financial life enters a new stage. We explain why recent market gains have made many financial plans obsolete and how to navigate the complexity that prosperity creates. Learn the key steps to move forward with clarity, confidence, and a long-term strategy.

Nov 27, 2025

The American Harvest

This Thanksgiving edition reflects on Lincoln’s 1863 proclamation and why America’s resilience still matters for investors today. It highlights the strength of the U.S. economy, the innovation driving future growth, and the reasons long-term investors can remain confident. Discover why the next decade offers meaningful opportunity for families building wealth in America.

Nov 20, 2025

There’s Something Happening Here

The market is hitting new highs, but rising volatility and mixed signals are leaving investors uneasy. This edition analyzes liquidity trends, AI investment cycles, and economic risks shaping the back half of the 2020s. Understand the factors that will drive markets forward and how to invest with clarity.

Nov 13, 2025

The tmrw Framework

Discover the tmrw Framework, a practical approach to investing in a world that is changing faster than ever. Learn how tactical adjustments, multi-asset diversification, and resilience help protect and grow your wealth through market cycles. This edition shows you how to stay confident, optimistic, and prepared for the future.

Nov 6, 2025

The Age of Everything & Excess

We’re entering an era where everything moves faster — from markets that never close to AI that answers before we can think. Prediction markets, sports betting, and 24/5 trading are blurring the line between investing and gambling. In this edition, Tom explores why wisdom, patience, and real profitability remain the greatest edges in a world addicted to speed.

Oct 30, 2025

Good Market, Bad Advice

In a strong market, it’s easy to overlook weak financial advice. This piece explores why so many investors remain dissatisfied with their advisors and what truly defines a great one—trust, competence, alignment, and transparency. Learn how to identify the right advisor for your financial life and protect your trust zone.

Oct 23, 2025

More Money, Less Focus

More money doesn’t always mean more control. This edition explores how rising wealth can create new stress, why budgeting drifts during the “kid zone,” and how to regain focus and financial control heading into retirement.

Oct 16, 2025

The Tax Shift

Most people don’t realize their tax life changes long before retirement. This edition breaks down how your income shifts from W2 to capital gains, where real tax planning opportunities come from, and how to think strategically at every stage. Learn the three levels of tax planning that can help you build lasting wealth and keep more of what you earn.

Oct 9, 2025

The Complexity Curve

Discover The Complexity Curve in this week's edition of tmrw—why financial lives peak in complexity before retirement and how to simplify your accounts, taxes, and strategy for a clearer, more confident financial future.