Almost everything we do at Tired & Rich is through email.

So if you want to learn the insights, attend our Wealth Workshops once in a while, or schedule a free Portfolio Review with our team, you need to do a few things so Google and Apple (or whoever hosts your email) puts these emails in your inbox.

This will take two minutes.

1. Open the email we just sent you, hit reply, and tell us the state you live in! Doing this tells Google, Apple, or whoever you use as your email provider that you actually want to receive these emails.

2. If that email landed in your promotions or junk folder, move it to your primary folder to ensure you see next week’s article.

I want you to get a ton of value from this newsletter, and that starts with you actually getting them, so don’t skip these steps.

👇️ Keep reading…

Welcome to Tired & Rich, a community of over 18,000 people from across the US who want the same thing:

To get better at money.

And by doing so, retire early, grow passive income, pay off debt faster, save on taxes, and grow in wisdom.

I don’t need to tell you this, but I will—the world we live in is noisy and confusing.

There are thousands of investments to choose from—what should I do?

• Should you put money in a Roth or Traditional 401(k)?

• How much cash should I have?

• How’d my tax bill get so high?

• Can I actually retire?

The burning questions you have about your financial life are what I want to share with you.

And this isn’t NerdWallet stuff or basic articles you can find on typical websites.

This is what I’ve learned managing $150 million in assets at my company, Fjell Capital.

But before I go any further, I’d like to introduce myself to you.

My name is Tom Stadum.

I lead an award-winning wealth management company, Fjell, where we help clients across the country build financial plans and invest their portfolios.

I am privileged to have three young children with my high school sweetheart, Camila.

We split our time between Fargo, North Dakota, and Scottsdale, Arizona.

I am living the dream life, a rich life.

It’s not easy—I’m tired half the time. I’m sure you feel the same way.

Here’s how Tired & Rich works:

• The core of Tired & Rich is our weekly email I send out on Thursdays. The weekly email is all about building your knowledge of financial matters. The amount of financial knowledge you possess forms the foundation upon which you build your financial life. Think about it this way: if you know nothing about the world you are investing in, how can you possibly imagine retiring not only comfortably, but fabulously?

• Next, we host free monthly Wealth Workshops on Zoom to dive deeper into timely topics you’re facing in your financial life. This is also a time for you to ask us any questions you have about what we’re working on.

• From there, we offer a number of free services for you to take advantage of as you build your financial life—from Portfolio Reviews to Financial Goal Prioritization to Budgeting in Retirement. Our team is ready to answer the specific questions you have regarding your financial life.

Finally, if you want to join the ranks of Fjell Capital, we stand ready to serve you as your fiduciary and build you a financial plan and investment portfolio you can feel confident in. Our minimums are currently $500,000, and our financial planning services start at $1,500.

So there you have it—my life’s work.

But really, this is for you.

If you’re a DIY type and love investing and planning, Tired & Rich is for you.

If you just sold a business for $5 million and are looking to reinvest the proceeds, tax plan, and invest in alternative investments with the Fjell team, we’ve got you.

We’re all at different places, with different preferences, and different goals.

But one thing is guaranteed—you’re either tired or re-tired.

And we all want to live a rich life spent with our friends and family, doing the things that bring us, and those around us, joy.

But money often gets in the way of that.

So stick around for a while and learn perspectives on money you won’t find anywhere else on the internet.

If you need help now, I have three ways to help you:

1. BluePrint – Let me just tell you from personal experience that having a financial plan is life-changing. I would never do life without one. A financial plan tells you where you are and what you need to do to achieve your financial goals. If you don’t have one, consider this your excuse to invest not in your portfolio or your 401(k), but in your life. You’ll be glad you did.

2. Bergen – If you have $500,000+ in liquid investments and are looking for a new advisor, check out Bergen. It’s our full-service wealth management offering for readers of Tired & Rich. You’ll get a Blueprint, custom investment management, and white-glove service from a fiduciary wealth advisor.

Thanks for subscribing to Tired & Rich. I sincerely hope this community we’ve created massively changes your financial life for the better.

See you around,
Tom